Virtual Terminals

A Virtual Terminal is a web-based interface that allows merchants to process payment transactions by manually entering credit card information into a browser. This secure connection facilitates the transfer of card details from the Virtual Terminal to the payment gateway for authorization.

Key Features:

• 24/7 Accessibility: Merchants can access the Virtual Terminal anytime, as long as they have an internet connection and a web browser.
• Flexibility: Virtual terminals enable merchants to accept debit and credit card payments without the need for a physical point-of-sale (POS) swipe terminal. This is particularly beneficial for businesses that don’t interact with customers in person, or for payments that are processed via mail, phone, or fax.
• Cost-Effective Solution: Many businesses that do take in-person payments still opt for a Virtual Terminal to save on the costs associated with a card swipe terminal. It also allows for efficient back-office processing of transactions.

By utilizing a Virtual Terminal, merchants can streamline their payment processes while maintaining flexibility and security.