Merchant Services • Interchange Optimization • Compliance
Payment Services for Clubs, Retail & B2B
We design, deploy, and support complete payment programs—covering card, ACH/EFT, memberships, invoicing, e‑commerce, and in‑person solutions. Every engagement focuses on lowering your effective rate while keeping you clean with card‑brand and state rules.
Core Services
Automatic Level‑2/3 data enrichment for corporate & purchasing cards to qualify for the lowest eligible interchange.
Design a compliant program credit only surcharging with debit exclusion, or transparent dual pricing/cash discounting.
Accept phone/mail orders (MOTO), back-office payments, and subscriptions from any browser–no hardware required.
Lower-cost bank-to-bank payments with instant verification, retries, and support for recurring billing.
Shopify Plus, WooCommerce, and Selective Pay hosted payment pages. Debit recognition, surcharge logic, and tokenized card‑on‑file.
We implement and manage gateways that increase approvals, reduce fraud, and fit your stack—whether you need network tokenization, 3‑D Secure, subscriptions, or marketplace split payouts.
Unify in‑store terminals, web/QR checkout, virtual terminal, subscriptions, and ACH—all with shared tokens, reporting, and fee strategies that fit your business.
Solutions by Industry
Golf & Private Clubs
Member billing, dues, events, and pro shop. Integrations with leading club platforms and ACH for member portals.
Distributors & Wholesale
Phone orders and invoicing with Level‑2/3 data, ACH, and surcharge logic for eligible credit transactions.
Professional Services
Retainers and milestone billing via Virtual Terminal, ACH, and card‑on‑file with dunning automation.
Healthcare & Veterinary
Front‑desk payments, balances, and payment plans with tokenization and role‑based access.
Nonprofits
One‑time and recurring contributions with low‑cost ACH and hosted donation pages.
Retail & Hospitality
Countertop and mobile devices, tip workflows, taxes, and transparent pricing displays.
Service Bundles
| Included Features | Essential | Growth | Enterprise |
|---|---|---|---|
| Statement analysis & savings model | ✔︎ | ✔︎ | ✔︎ |
| Program: standard, dual pricing, or credit‑only surcharge | ✔︎ | ✔︎ | ✔︎ |
| Virtual Terminal & ACH | — | ✔︎ | ✔︎ |
| E‑commerce (hosted checkout / platform setup) | — | ✔︎ | ✔︎ |
| Level‑2/3 configuration (B2B) | — | ✔︎ | ✔︎ |
| Devices & POS configuration | — | — | ✔︎ |
| Custom integrations / APIs | — | — | ✔︎ |
| Training, signage pack & quarterly review | ✔︎ | ✔︎ | ✔︎ |
How We Work
- Assess — Analyze statements and workflows to find the biggest savings without friction.
- Configure — Set up the Selective Pay Gateway, devices, ACH, and pricing program (dual pricing/cash discount or surcharge).
- Launch — Staff training, signage, receipt templates, and go‑live checklists.
- Optimize — Quarterly reviews, chargeback/risk monitoring, and Level‑2/3 fine‑tuning.