Higher approvals, fewer chargebacks, faster checkout

Selective Pay powers eCommerce with wallet‑first checkout, issuer‑friendly risk, smart retries, and subscriptions—plus analytics and exports your finance team trusts.

Apple Pay & Google Pay

Risk scoring & 3‑D Secure

Subscriptions & dunning

Checkout & billing workflows

Express wallet checkout

Wallet‑first buttons, address autofill, and pass‑through email/phone reduce form friction.

Risk‑aware auth

Frictionless 3‑D Secure by default; step‑up only when risk or regulation requires.

Recurring & dunning

Automatic retries, card updater, and emails/SMS to keep subscriptions active.

Why eCommerce brands choose us

Frictionless Checkout

Apple Pay, Google Pay, saved cards, and one‑click returning customer flows.

Risk & 3‑D Secure

Issuer‑friendly scoring, SCA/PSD2 coverage, and step‑up for risky orders.

Smart Retries

Recover soft declines with issuer‑timed retries and network hints.

L2/L3 for B2B

Enhanced data on corp/purchase cards to lower interchange where supported.

Global & Multi‑Currency

FX, local methods*, and multi‑currency settlement options.

Chargeback Toolkit

Compelling evidence templates, alerts, and descriptor best practices.

Trusted by business across the world

Fedex Championship
TPC Sawgrass Golf and Country Club
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Free eCommerce Payments Audit

Upload a recent statement. We’ll benchmark approvals, wallets, soft‑decline recovery, and chargebacks—and design a conversion‑friendly checkout with clean accounting exports.

    • Approval rate & wallet adoption analysis
    • 3‑D Secure mapping & fraud posture
    • Smart‑retry & subscription dunning plan
    • Platform integration & export map

    Ready to convert more checkouts?

    Let’s put wallets, risk, and retries to work—without breaking your accounting.