Reliable High‑Risk Processing—Transparent, Compliant, Optimized
A modern processor for CBD/Hemp, Vape, Kratom, Nutraceuticals/Supplements, subscriptions, and other challenging MCCs. Bank network underwriting, chargeback tools, dual pricing, and L2/L3 optimization where applicable.
✅ Bank network built for high‑risk ✅ Chargeback prevention & alerts
✅ Next‑day funding (where eligible)
Results
Trusted by business across the world
High‑Risk Industries We Support
CBD / Hemp
CBD and hemp‑derived products with transparent labeling and COAs.
Vape / Tobacco
Retail + eCommerce with age‑verification flows and shipping rules.
Kratom
Underwriting with product data, state restrictions, and clear descriptors.
Nutraceuticals / Supplements
Recurring/bundle support and strong chargeback/dunning controls.
Coaching / Subscriptions
Subscription analytics and cancel/retain tooling to reduce disputes.
Electronics & Digital
Downloadables and cross‑border risk review with fraud screens.
Events & Ticketing
High‑average tickets with installment and refund rules.
Other High‑Risk
Tell us about your product—we’ll map to the right bank and rules.
How It Works
Step 1: Analyze your statement
Identify downgrade patterns, gratuity handling, and savings via dual pricing and L2/L3.
Step 2: Map systems & workflows
Coordinate with your club platform (Jonas, Clubessential, etc.), define tabs, events, and member flows.
Step 3: Install & train staff
Simple install, on‑site/remote training, and reporting dashboards for finance and operations.
Free High‑Risk Statement Audit
Upload a recent statement to receive a line‑item breakdown of your current effective rate and an optimization plan tailored to your product and state rules.
- Interchange vs processor fees & downgrade map
- Dual pricing / surcharge configuration where allowed
- Chargeback risk analysis and mitigation plan
- Gateway/checkout recommendations with fraud screens
“Underwriting was clear and quick—finally a stable home for our CBD store.”
— Owner, CBD retailer
“Chargeback alerts and descriptor tweaks cut disputes by 28%.”
— COO, nutraceuticals brand
“Dual pricing online + in‑store dropped card costs without killing conversion.”
— Director, vape chain
High‑Risk FAQ
How fast can we be approved?
Many merchants are decisioned within a few business days once underwriting docs are complete. Timelines vary by product and state.
Do you support subscriptions and free trials?
Yes—with clear trial terms, cancellation links, and dunning rules to keep disputes low.
Can we use dual pricing or surcharging?
Where permitted, we configure compliant signage and checkout settings for both in‑store and online flows.
What gateways and carts do you support?
Virtual terminals, hosted checkout, popular carts, and custom API integrations with fraud screening options.
Ready for stable, compliant high‑risk processing?
Upload a recent statement and get a zero‑fluff savings plan tailored to your industry.