Compliant Dual Pricing that Lowers Your Effective Rate

Offer a cash price and a card price. With the right settings, signage, and reporting, dual pricing can reduce your processing costs while keeping checkout clear and compliant.

POS & eCommerce support    

Transparent analytics & month-end

Signage & receipts configured

POS & Online Flows

Countertop & Quick-Serve

Cash price on menu; card price on terminal + receipt. Tip prompts as needed.

Sit-Down / Hospitality

Tabs, auto-gratuity, and itemized receipts reflect selected payment method.

eCommerce / Invoices

Card price applied at checkout with clear disclosure; ACH/cash options offered.

How Dual Pricing Works

Two Prices, One Checkout

Display a cash price and a card price. Customers choosing to pay by card see the card price on receipts and displays.

Configured in POS & Online

We enable card-price logic in supported POS and carts, keeping reports and customer receipts consistent.

Clear Signage & Receipts

We provide signage templates and receipt text so customers understand pricing before paying.

Analytics You Can Trust

Tip prompts, discounts, and returns are handled cleanly without manual math.

Staff & Customer Friendly

Clover, Ingenico, virtual terminals, and APIs. Keep your hardware or we’ll recommend the best fit.

Compliance First

We align settings to card-brand guidance and state rules for dual pricing.

Compliance Checklist

Key Practices

  • Post clear signage that a card price differs from cash price

  • Ensure receipts show the final card price paid

  • Configure POS/carts to apply card price consistently (no manual math)

  • Train staff on how to explain pricing options

What We Provide

  • Signage templates (counter, door, online disclosure)

  • Receipt/footer text and descriptor guidance

  • POS/cart configuration playbooks

  • State rule summary & card-brand guidance links

Free Dual Pricing Audit

Upload a recent statement. We’ll estimate savings with dual pricing, confirm POS/cart support, and provide signage + configuration recommendations.

  • Effective-rate breakdown and pass-through model
  • POS/gateway compatibility & settings
  • Signage pack & receipt text
  • Staff training tips

We cut fees by 37% while improving reporting—night and day.

— COO, 9‑location hospitality group

High‑risk friendly and actually responsive. Savings are real.

— Owner, CBD + Vape chain

Dental plans and recurring billing just work. Next‑day funding too.

— Practice Manager, multi‑office dental

Dual Pricing FAQ

How is dual pricing different from surcharging?

With dual pricing, you display a cash price and a card price; customers choose. Surcharging adds a fee to card transactions. Availability and rules vary.

Is dual pricing allowed in my state?

Rules differ by state and card brand. We’ll align your signage and POS/cart configuration to current requirements for your location.

Will this hurt conversion?

Most merchants see minimal impact when disclosures are clear and ACH/cash options are offered. We’ll help tune prompts and receipts.

Does this work online?

Yes-supported carts can present a card price at checkout with links to ACH or other cash-equivalent methods.

Ready to configure dual pricing?

Upload a recent statement and get a clear, compliant plan with real savings projections.