Payment processing that understands CBD & Hemp
If you sell online or in person, you need a merchant account that supports cards, ACH, and eCheck. The challenge: many banks and acquirers classify industries like CBD, Vape, Kratom, supplements, subscription/continuity, and ticketing as “high-risk,” making approvals and payouts difficult.
Selective Pay has supported high-risk merchants since day one. We work with multiple domestic acquiring banks and gateways to place your account appropriately, reduce the chance of sudden holds, and keep cash flow predictable. From 3-D Secure 2.0 and age gated checkout, chargeback prevention, dual pricing, and ACH for wholesale—without compromising compliance we build a compliant, durable setup tailored to your risk profile—without the runaround.
✅ High‑risk friendly underwriting
✅ Age gates & product rules
✅ Chargeback & descriptor tools
Results
Store & online workflows
In‑store checkout
Barcode scan, tap‑to‑pay, age check, dual pricing, and printed/SMS receipts.
Ecommerce & subscriptions
Hosted checkout with age gate, 3‑D Secure, save‑card, and subscription rules.
Wholesale & distribution
ACH invoicing with limits, purchase orders, and allocations by account.
Why CBD & hemp brands choose us
High‑risk friendly underwriting
Experience onboarding CBD/hemp with clear KYC/KYB guidance and product category mapping.
Dual pricing & signage
Checkout age verification prompts and SKU rules for restricted items.
Age gates & content controls
Date of birth capture and ID reminder at checkout.
Chargeback prevention
3‑D Secure, alerts, and tuned descriptors to reduce CNP disputes.
Wholesale & subscriptions
ACH and scheduled invoicing for B2B; card updater + dunning for subscriptions.
Reporting that matters
Channel (store/online/wholesale) and SKU‑level reporting with clean exports.
Trusted by business across the world
Free CBD & Hemp Statement Audit
Upload a recent statement. We’ll design a plan for dual pricing, age gates, chargeback prevention, ACH for wholesale, and compliance‑friendly receipts—with exact hardware and checkout recommendations.
- Effective‑rate breakdown (store vs online vs wholesale)
- Dual pricing settings & signage (optional)
- 3‑D Secure, alerts, and descriptor tuning plan
- Age‑gate + SKU rule setup guidance